Commercial Solutions
Sharper Underwriting and Smarter Pricing on Every Commercial Risk
Carpe Data brings ten years of proprietary commercial signal to the carriers writing modern SMB and middle-market risk, so underwriters and pricing teams get the shortest path from data to decision on every account.
Who you are
One commercial decision platform for underwriting & pricing
Underwriting and Pricing are parallel buyers on every commercial book. Both run on the same data foundation, with different emphasis: appetite and decisioning on one side, segmentation and rate on the other. Pick the seat closest to yours and jump to the Solutions built for that work.
Chief Underwriting Officers, Underwriting Leaders, Underwriters
Underwriting
Define appetite. Classify risk in seconds at quote. Bind or decline with the data depth carriers need to be confident on every account.
Chief Actuarial Officers, Pricing Leaders, Pricing Actuaries
Pricing
Sharpen segmentation. Refine rate at the moment of decision. Move from broad rating curves to account-level signal across the book.
Also relevant for Pricing
Proof in production
A decade of commercial signals and decisions in the palm of your hand
Carrier deployments across claims and commercial books.
Years of proprietary commercial data behind every quote.
Reclaimed for carriers since 2016 across the book.
Talk to a Commercial Expert
Whether you lead Underwriting or Pricing, we will walk you through the Solutions that match your work and the carriers running them in production today.